Clip 1

1)installment plan 分期付款计划

I bought my new TV on an installment plan. I pay $100 per month for six months.

我通过分期付款计划买了新电视。我每月付 100 美元，分六个月付清。

2)legal ownership 合法所有权

The legal ownership of the house is still in dispute.

这所房子的合法所有权仍有争议。

3)Proportion n. 比例

The proportion of boys to girls in our class is 3:2. / A large proportion of the population is under 30. / The design of the building lacks proportion.

我们班男生和女生的比例是 3:2。/ 很大一部分人口年龄在 30 岁以下。/ 这座建筑的设计比例失调。

4)Depression n. 抑郁，萧条

She has been suffering from depression for years. / The country is in the midst of a deep economic depression. 

她多年来一直患有抑郁症。/ 这个国家正处于严重的经济萧条之中。/ 雨后地面上的洼地积满了水。 

Clip 2

1) credit card balance 信用卡余额，指信用卡账户中尚未偿还的欠款金额

I checked my credit card balance and found that I still owe $500.

我查看了我的信用卡余额，发现我还欠 500 美元。

2）mortgage n. /v. 抵押贷款

They took out a mortgage to buy their first house. 

他们办理了抵押贷款来购买他们的第一套房子。

He mortgaged his house to start his own business.

他把房子抵押出去以开办自己的企业。

3）credit score 信用评分，是金融机构等用来评估个人或企业信用状况的一个数值，基于信用历史、还款记录等多种因素计算得出，用于预测其违约风险和信贷 worthiness（价值）。

Your credit score will affect your ability to get a loan.

你的信用评分会影响你获得贷款的能力。

4)Merchandise n. 商品

The store has a wide variety of merchandise.（名词）

They plan to merchandise their new product through social media.（动词）

这家商店有各种各样的商品。（名词）

他们计划通过社交媒体宣传他们的新产品。（动词）

5)Redeem v. 赎回；兑换; 挽回（声誉等）

He redeemed his watch from the pawnshop. 他在当铺赎回了他的手表。

You can redeem your points for a free gift. 你可以用积分兑换一份免费礼物。

She worked hard to redeem her reputation. 她努力工作以挽回自己的声誉。

6)Redemption n. redeem 名词，赎回；救赎。

The redemption of the bond will take place next month. 债券赎回将于下个月进行。

In the story, his love is the key to her redemption. 在这个故事中，他的爱是她获得救赎的关键。